Our next course will be held at Liberty Swinton, Charles Street (next to Railway Station), Swinton S64 8BG.

7pm – 9pm, on Monday 9th March, 16th March & 23rd March, 2020. Refreshments will be provided.

The CAP Money Course is a FREE course that will teach you budgeting skills and a simple, cash-based system that works. In just a few weeks, you will get to grips with your finances so you can budget, save and prevent debt.

Whether you feel pretty organised or whether it’s like a lucky dip every time you try to withdraw cash from your account, the CAP Money Course will help you take complete control of your finances. There are hundreds of courses run throughout the country each year, along with specific courses for students, youth and kids.

Booking: Please call: 07940 548 556 for more information.

How CAP can help

Building a balanced budget

Building a workable budget is vital in taking control of your money. It will help you see exactly what you are spending, how you could save money and prioritise your spending to include the things you really need or want to do.

The CAP Money system

The CAP Money system will give you a practical way of sticking to your budget. The system uses three accounts, so you can make sure your money is going towards the things you planned for in your budget.

Using Cash

Using cash for your everyday living expenses is counter-cultural, but has many advantages. It’s a powerful tool to enable you to stick to your weekly budget for food and living costs. After all – when it’s gone, it’s gone! Cash enables you to see exactly where you are with your money at all times and adds more value to what you buy.

CAP Money Plus

If you find that you can’t afford your essential living costs or meet your contractual repayments on your debts, then CAP Money Plus is for you. CAP Money Plus will negotiate with your secondary creditors (things like bank loans, credit cards or store cards) and give advice about any priority debts (mortgage, rent, council tax, etc.) to help you achieve a debt free future.

For more information about CAP, please visit the ‘Christians Against Poverty’ website: https://capuk.org/

Related issues: Martin Lewis recommends CAP | Christians Against Poverty